About us
Company Overview
Modern Capital Executive Solutions is a leading consulting firm in the non-profit and for-profit space, with a niche specialty in key personnel retention & reward programs, as well as investment & expense mitigation. With over 75 years of combined, we are better positioned than ever to deliver solutions consistent with the objectives of our clients.
How We Help

Long-term Partnership
All plans we design, implement, and service are backed by the long-term resources of our parent company Modern Capital Executive Solutions.

Service
Each client is assigned an in-house service team, not a third party administrator or impersonal call center, to respond to your needs and manage the daily requirements of your benefit plan.

Administration
You and your participants have online access to the benefit plans. All of your due diligence and carrier reports, accounting entries, policy values, and more are available online in a secure, SOC 1 certified portal.

Ongoing Regulatory Compliance
Your client service team is supported by the South Carolina based law firm of L.W. Cooper Law Office, experts in state and federal regulations affecting executive benefits.

Advocacy
Modern Capital Executive Solutions engages the law firm of L.W. Cooper Law Office to represent client interests to state and federal regulatory agencies. The firm maintains direct relationships with these agencies and are frequent speakers at regulator events.
Our History
Modern Capital Executive Solution’s history of consulting on key personnel retention & reward programs, as well as investment & expense mitigation, extends more than twenty years.
Founded in 2000, Rethink, LLC managed the operations of insurance and investment companies for a decade before creating its own investment advisory, broker dealer and risk management businesses. Today Rethink operates under Modern Capital Inc, managing two FINRA registered broker dealers, a retail Registered Investment Advisor, an institutional Registered Investment Advisor and a full-service insurance agency. Further, the creation of Modern Capital Executive Solutions led to our specific vision to specialize in developing executive benefit plans, as well as investment & expense mitigation, for any organization.
More specifically, we know there isn’t a secret sauce for designing executive solutions. Frankly, it’s a back-to basics approach—due diligence, compliance, and service—that outperforms all others. Throughout the many changes in the non-profit and for-profit sectors, our focus on safety and soundness has not changed. From design, implementation, to on-going servicing & administration, we carefully monitor your plans to ensure compliance and performance in the face of changing regulations and markets.
Our Team

Ryan Millman
Managing Partner, CEO

Alex Bebis
COO/Head of Case Design

Mike Miele
Head of Business Development, CMO

Kris Wild
Co-CIO

Andrew Krout
Co-CIO

Brad Atkins
Head of RIA and Broker Dealer

John (Bernie) Winne
Regional Vice President

In Memory of
Nina Kopp
Regional Vice President

Clay Estabrooke
Regional Vice President.

Carly Wilhelm
Regional Vice President

Jeffrey Adler
Regional Vice President

Jordan Josephson
Regional Vice President

Steven Herrera
Case Design Specialist

Jack Cotlar M.D.
Underwriting Specialist

Tony DaSilva
Independent SERP Attorney

Erika Peterson
Head of Case Management

Lindsey Cooper
Legal Counsel

Karen joined Modern Capital in January 2023 as an Office Administrator. She comes with over 19 years of experience in the financial planning and insurance industry. She prides herself with her client service expertise and relations. She is very happy in being part of our Modern Capital team.
Karen is a native of Southern California, where she still resides with her family. While not at work, she spends her free time with her children and grandchildren. She also enjoys reading and is a huge fan of USC football.
Karen Riano
Office Administrator